What is a Travel & Holiday Loan?

A holiday loan is a specific type of personal loan designed to fund your travel expenses upfront. Unlike credit cards that can have open-ended debt cycles, travel loans provide a fixed lump sum with a clear repayment plan over months or years.

Whether you are looking at Westpac, NAB, ANZ or Commonwealth Bank, major Australian lenders offer personal loan products that are ideal for financing large travel expenses. We act as your advocate to navigate these options and find the lowest rates.

Lump sum funding

Fixed repayments

No hidden travel fees

1-7 year terms

Instant Bookings

Secure early-bird prices and limited accommodation before prices rise.

Tailored Terms

Align your holiday loan repayment plan with your monthly income cycle.

Lower Rates

Pay significantly less interest than the typical 20%+ charged by credit cards.

Stress-Free

Budget for your holiday gear and insurance all in one manageable package.

Airfare

Secure international business class or local Queensland flights. Our loans cover all airfare, including taxes and seating upgrades.

Hotels

From five-star stays in Paris to cozy beachside cabins on the Sunshine Coast, fund your entire stay upfront to lock in prices.

Cruises

Cover expensive cruise packages or multi-day adventure tours through Europe, Asia, or the Australian Outback.

Car Hire

Don't get stuck without wheels. Finance car hire, train passes, and luxury airport transfers for a seamless journey.

Insurance

The most important part of any trip. Include your high-premium insurance in your loan to ensure you're protected against any mishap.

Travel Car

Need new durable suitcases, a high-quality camera, or specific camping gear? Your holiday loan can cover essential prep costs too.

Eligibility & Criteria

Most Australian lenders have standard criteria for holiday financing. We'll help you match with the lender most likely to approve your application.

The Barling Advantage

Most Australian lenders have standard criteria for holiday financing. We'll help you match with the lender most likely to approve your application.